H&J Smith Charge Card

H&J Smith Charge Card is a flexible customer charge card that can be used in any of the stores listed below.

As a charge card it allows our customers to take full advantage of our wide variety of goods and services, then spread the payments to suit your budget. The H&J Smith Charge Card can be used for personal shopping, on our webstore, and orders we receive by phone and mail.


As an H&J Smith Charge Card holder you will receive several benefits:

  • no joining fees
  • no annual fee
  • fast-track access to credit facilities
  • notification of new product releases, special promotions and customer shopping events.

View terms and conditions click here

Where to use your card:

You can use your H&J Smith Charge Card in any of our H&J Smith Department stores, and to shop online at www.hjsmith.co.nz,

You can also use your H&J Smith Charge Card at the following stores:

  • Outdoor @ H&J Smith Invercargill
  • Little Pips Remarkables Park 
  • Paper Plus Invercargill 
  • Mitre 10 MEGA Invercargill
  • Mitre 10 MEGA Queenstown

How to Apply:

You can apply for an H&J Smith Charge Card by visiting one of our stores or contact us and we can send you out an application

Apply for your H&J Smith charge card